Having helped thousands of New Jersey couples reach an amicable divorce or separation agreement through mediation, we have heard many different questions about how this process works. This guide is designed to help couples who are considering mediation as an alternative to traditional divorce or legal separation make an informed decision before proceeding.
- What are Grounds for Divorce in NJ?
- What is Divorce Mediation?
- What is Legal Separation?
- Does Legal Separation Exist in New Jersey?
- What is Divorce from Bed and Board?
- Do You Have to Go Through Mediation Before Divorce?
- How Do I Prepare for Divorce Mediation?
- How Long Does Divorce Mediation Take?
- How Much Does Divorce Mediation Cost?
- Is Divorce Mediation Less Expensive Than Going to Court?
- Who Pays for Divorce Mediation Costs in New Jersey?
- Do I Need a Lawyer for Divorce Mediation?
- Can I Bring Someone to Mediation?
- What is Discussed in Divorce Mediation?
- Can My Spouse Cancel My Health Insurance Before Divorce?
- Can I Keep My Spouse on My Health Insurance After Divorce?
- What Happens to Pets in Divorce?
- Is Divorce Mediation Legally Binding?
- Can Divorce Mediation be Changed?
- What Happens If We Can’t Agree on Anything During Mediation?
What are Grounds for Divorce in NJ?
- A “fault” divorce occurs when one spouse blames the divorce on the actions of the other spouse.
- One example of grounds for a fault divorce is “extreme cruelty,” where one spouse was abusive or violent towards the other.
- Another example of a fault divorce complaint is “desertion,” meaning one spouse left the other spouse at least one continuous year ago.
- In a “no-fault” divorce, both spouses agree that the marriage is not ending because of either of their specific actions. In other words, neither spouse is accusing the other of ruining the marriage.
- One of the no-fault grounds for divorce is “separation,” where the couple has been living apart for at least 18 months before the complaint for whatever reason.
- The other no-fault grounds for divorce occurs when the couple has come to “irreconcilable differences,” meaning they cannot get along with each other anymore and there is no reasonable chance of them making up.
What is Divorce Mediation?
Divorce mediation is an alternative to the traditional New Jersey court divorce process that involves both parties coming together to decide on all the major issues of the divorce with a neutral third party known as a divorce mediator. The divorce mediator does not make decisions for the couple, but helps guide the couple through the process in a positive, constructive way. While it will not work for every situation, mediation is a less contentious, more cooperative option for couples who are willing to participate and come to a decision together. Many couples choose divorce mediation because it is a quicker, less costly, more amicable process than going through the courts. The goal of divorce mediation is to arrive at a mutually satisfying, legally binding agreement that takes into consideration the needs and desires of both parties.
What is Legal Separation?
Legal separation is an alternative to divorce which allows a couple to separate while still remaining legally married. This is a preferable option for couples who do not see divorce as an option for moral, religious, or financial reasons, or couples that believe they can still reconcile. Legal separation is easily reversible, so it is not as permanent as a divorce, but it still gives the couple a chance to decide on major issues such as division of assets and child custody while deciding if divorce is right for them. Couples seeking a legal separation in New Jersey can participate in separation mediation to agree to the terms of separation just as they would for a divorce.
Does Legal Separation Exist in New Jersey?
The term “Legal Separation” is not used in New Jersey state law as it is in other states. This creates some confusion for New Jersey couples as to whether or not separation is a valid option. Even though that exact terminology is not used in this state, married couples who are civil and agreeable are still able to enter into a legally binding separation agreement.
What is Divorce from Bed and Board?
Also called a limited divorce, divorce from bed and board is the formal name for the court process of legal separation in New Jersey. It is a bit of a misnomer as the couple is still legally married after this separation process.
Do You Have to Go Through Mediation Before Divorce?
No, mediation is not required before a couple can divorce. It is a voluntary process that couples agree to go through together. Usually these couples are preparing for a no-fault divorce, but any couple that is willing to cooperate to reach the best possible agreement is a candidate for mediation.
How Do I Prepare for Divorce Mediation?
There are several steps you can take to make sure you are prepared for the first mediation session, including:
- Pick a Qualified, Experienced Mediator. Do your research and select a mediator who has the proper experience and qualifications. A good mediator will create a stress-free environment and assist both parties in reaching a fair and reasonable agreement to all the issues in their case.
- Get Organized. It’s important to come into mediation with a complete list of all assets and debts you have, both financial and otherwise. This can include bank accounts, mortgages, vehicles, credit card balances, valuable property, retirement funds, etc. The mediator can only help you if they have the full picture and understand what needs to be decided on.
- Set Goals. Think about what you actually want at the end of the divorce and go into divorce mediation with a clear set of goals. Decide what is important to you and what you are willing to compromise on. For example, if you have children it is important to think about what custody situation is best for your family. If you have any questions or concerns about how the divorce will work, mediation is the time to raise them.
- Come Ready to Cooperate. Divorce mediation is designed to be a peaceful, non-adversarial alternative to litigation, so it’s important to go into it ready to be respectful and participate in a productive discussion. Mediation is not the time or place for an argument.
How Long Does Divorce Mediation Take?
No two divorces are exactly the same, so divorce mediation can vary in length based on what needs to be decided and the couples’ level of agreement. However, even a longer divorce mediation will take significantly less time than a traditional divorce through litigation. The divorce court process can take well over a year, whereas mediation can be completed in as little as 2-3 months.
Factors that can impact the length of the divorce mediation process include but are not limited to:
- Does the couple have children?
- Detailed parenting time schedule (normal visitation, holidays)
- Alimony and child support
- Educational responsibilities (private school, college)
- Life insurance for the spouse paying support in the event of death
- Does the couple own a house, property, or vacation property together?
- Will the assets be sold (how are things divided)
- Who keeps what
- Life Insurance
- Retirement Accounts & Division of Assets
How Much Does Divorce Mediation Cost?
While the cost of mediation varies depending on the circumstances of the divorce, divorce mediation is generally a much less costly option than a traditional court divorce.
Price factors in divorce mediation include:
- The number of sessions required.
- The thoroughness of the mediator’s process.
- Whether any conflicts arise.
- The nature of the issues that need to be resolved.
Is Divorce Mediation Less Expensive Than Going to Court?
Divorce mediation is almost always a cheaper option than going to court for divorce. There are several reasons for this, including:
- Mediation takes significantly less time than litigation.
- Some mediators do not charge retainer fees.
- Mediation involves only one mediator instead of two attorneys.
Who Pays for Divorce Mediation Costs in New Jersey?
It is up to the two parties involved to decide who will pay for private divorce mediation sessions. Some couples split it evenly, and others split it proportionally based on their respective income. In some cases, one party will agree to pay the cost of mediation in order to help come to an agreement with their spouse. However, this can sometimes lead to conflicts, as the spouse paying for the mediation will be motivated to resolve things as quickly as possible, while the other spouse will have nothing to lose by prolonging the process.
Do I Need a Lawyer for Divorce Mediation?
Lawyers are not required, or recommended, to be present or involved in divorce mediation sessions. The goal of mediation is for both spouses to work together with the mediator to make decisions for themselves, so involving lawyers can be counterproductive to that process. Situations can vary, and if one spouse insists on bringing a lawyer, the other spouse would be wise to do the same. However, if divorce mediation is meant to be a quicker, cheaper, and more amicable route than traditional divorce, involving attorneys can defeat the purpose.
Can I Bring Someone to Mediation?
While divorce mediation is designed to be between both spouses and the mediator, one spouse may bring someone with them if the mediator and the other spouse agrees. The other spouse would have the opportunity to bring someone as well. It is important to make sure that having these other people involved will not slow down or derail the process.
What is Discussed in Divorce Mediation?
In divorce mediation, couples work together with a mediator to come to a legally binding, mutually satisfying agreement resolving all of the issues that would need to be decided on in a typical divorce, including but not limited to:
- Child Custody
- Child Support
- Parenting Time
- Equitable Distribution of Assets
- House Ownership
- Health Insurance
- Retirement Money
Can My Spouse Cancel My Health Insurance Before Divorce?
No, it is not possible for one spouse to kick the other spouse off of their health insurance plan before the divorce is finalized. In the eyes of the law, even if the couple is separated, there is no official change in circumstances until there is an official divorce decree, so there is no grounds to remove the spouse until then.
Can I Keep My Spouse on My Health Insurance After Divorce?
No, only spouses and dependent children are allowed to be included in health insurance coverage. Ex-spouses are not included, so once the divorce is finalized you are obligated to remove your spouse from your insurance plan. If the couple wishes to continue sharing health insurance coverage, legal separation would be a better option than divorce.
What Happens to Pets in Divorce?
Although many married couples think of their pets as children, in the eyes of the law they are considered property and subject to ownership. There are no legal guidelines for custody or visitation where pets are concerned. Whereas child custody and visitation arrangements are decided with the child’s best interest as the main focus, pets fall into the agreements for division of property and which spouse has the better claim to ownership. This is another situation where mediation is a better alternative than litigation to come to an agreement that works for both spouses.
Is Divorce Mediation Legally Binding?
Yes. Although the mediator is not a judge and has no legal authority to make decisions for the couple, the finalized divorce agreement that the couple makes together will be just as legally binding as one ordered by a judge after a trial or negotiated by lawyers during litigation, and cannot be broken by either party for any reason.
Can Divorce Mediation be Changed?
If one or both spouses’ circumstances change after a divorce has been finalized, they may want to modify the terms of their agreement. Since the divorce agreement reached through mediation is a legally binding document, it will need to be changed in court by a judge. If both spouses agree to the change, this can be a straightforward process. Post divorce mediation is an option for couples who want to revisit the decisions made in their original divorce.
What Happens If We Can’t Agree on Anything During Mediation?
If the spouses are unable to reach an agreement on one or many issues during mediation, they will most likely have to take their issue to court to be ruled on by a judge. For this reason, couples who want to have authority over their own decisions in divorce will try to make mediation work if possible.